Frequently Asked Questions

Below are answers to the most common questions about financing a tandem bicycle through TandemLease.com. Don't see your question here? Call AJ Wight at 844-284-5842 or email [email protected].

The Basics

What does TandemLease.com do?

We connect people who want to buy a tandem bicycle with our network of consumer-finance partners that can fund the purchase. We are not a lender ourselves; we're a referral source.

How much can I borrow?

Our partners offer personal loans typically ranging from $1,000 up to $20,000. Your actual limit depends on each lender's underwriting and your credit profile.

Who are your lending partners?

LightStream, Prosper, LendingClub, and Upgrade. Each sets its own rates, terms, and eligibility.

Applying

Will applying hurt my credit?

Our initial referral form does not pull credit. Lender pre-qualification typically uses a soft inquiry that does not affect your score. A hard inquiry is generally only performed when you proceed to a full application.

What do I need to apply?

You'll need a Social Security Number, a US bank account, proof of income, and a valid government-issued ID. Specific document requirements vary by lender.

How quickly can I be approved?

Pre-qualification through our partners is typically near-instant. Full approval and funding can be as fast as one to three business days once you complete the lender's application.

Buying the Bike

Where can I buy the tandem?

Funds are disbursed to you, so you can buy your tandem from any retailer of your choosing — including our sister site TandemBikePart.com for premium components and complete bikes.

Do you sell tandem bicycles?

TandemLease.com itself is a financing referral service and does not sell bicycles. For premium tandem components and complete tandems, see TandemBikePart.com.

Contact

How do I reach you?

Reach out to AJ Wight directly: 844-284-5842 or [email protected]. Monday–Friday 8:00 AM – 5:00 PM Central Time.